48 Hr Funding from $5,000~$650,000
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Traditional bank loans require secured assets, require good credit, applications fees, late fees, personal guarantee, and fixed monthly payments. Needless to say, business cash advance is a great business loan alternative to traditional bank loans.
Our business cash advance loans are the quickest way to receive working capital for your business, especially in the current US financial market. Banks are in no position to provide business loans and decline 98% of those who apply. EZ Business Loan's position is strong. We have the freedom to fund your merchant cash advance immediately. Fill out our simple form to access funding
The reality is the banks are going out of business and simply do not have the funds available in today's financial market. Over 500 small business lending programs are non-existent from the past years. Our merchant cash advances are from the private sector market that is completely unaffected by the economic downfall our country is experiencing. We are here for the businesses of America. Our funding line is healthy and growing. Billions of dollars in cash advances have funded this year and is on the rise. Prominent growth is evident with a very high renewal rate. Renewal cash advances are processed in 24hrs. Once you are a client it is a simple phone call for more funds or a renewal with no additional paperwork ever needed. Our business cash advance approval rate is 25 times higher than banks. EZ Business Loans does not require strict disclosures. Just basic fundamentals are needed to fund your business cash advance.
| Title | Business Cash Advance | Traditional Banking |
 Or Call 877-346-7770 | ||
| Application | 2 Day Application to funding process | Time consuming loan proposal |
| Repayment | Repayment based on sales volume | Strict monthly repayment schedule |
| Credit | Credit history does not matter | Based on past credit history |
| Collateral | No collateral required | Collateral required |
| Use of Funds | You Determine How funds are used | Lender determines how funds are used |
| Debt Ratio | No impact on debt - To income ratio | Debt-To - Income ratio is compromised |
| Appravals | 95% of submissions approved!!! | 95% of Submissions Declined |
Traditional loans are underwritten with numerous default clauses including but not limited to late payments, bankruptcy and breach of contract in loan docs signed. The loans docs will include default fees, attorney fees and a strict code of enforcement of repayment in the collection process. Our paperwork is simple and can be read in 2 minutes with clear definitions. Traditional banks typically have a long process for a small business loan and a much longer process for a SBA loan. A cash flow injection is needed instantly not in 15-30 or 90-180 days. Our job is to provide merchant cash advance immediately, just the way a cash injection should be.
EZ Business Loans understands the importance of cash for your business, therefore our goal is to provide business cash advances (merchant cash advances or small business loans) needed to operate and grow your business. Unlike traditional bank loans, the process is quite simple and requires little paperwork.
The approval rate for our cash advance is 95% - significantly higher than traditional bank loans. Business cash advances are completely unsecured, does not require credit reporting, and the merchant cash advance is injected into your business in 48 hours.
The small business cash advance and a traditional loan have the same basic functions. Receive funds for your business needs and repay. However, there are significant differences. The business cash advance is completely unsecured, with no assets required. Cash advances do not attach to your business.